The battle

Friday, April 18, 2008

As if the tornado damage wasn't enough we now have the insurance company ripping us a new one.

Apparently, we do not have a replacement policy, only an actual cash value policy. Let this be a lesson--go read your homeowners policy right now. You need both.

The agent who sold us the policy said we had both. The adjuster said we didn't. Depressingly, the adjuster was right. So now they are paying us half of what they estimate it will cost to repair all of our damages.

Who the fuck knew you could depreciate the cost of labor? You can in Arkansas. Believe me I've already checked with the insurance commission. So basically they can screw us all they want and all we can do is smile and take it.

This tornado has taught me two things.

1) I'm truly blessed to have all that I have-family, shelter, insurance, etc.

2) You should have complete comprehension of you insurance policy-what is has and what it lacks.

Ok and maybe a 3rd.

3) You can add, "and there it was coming over the hill like a freight train," in a hickish accent to ANY conversation and I will laugh my ass off.

The Couples Meme

Tuesday, April 15, 2008

Figured I might as well jump on the bandwagon....

1. How long have you been together? a little over 7 1/2 years.

2. Who pursued who? I think it was a mutual thing. We started out as just friends because neither of us were looking for more. And then the feelings were there and I think we were both pretty powerless to do anything other than give in to them.

3. Do you wear any type of wedding/commitment ring? R proposed with a beautiful ring in January 2002. She wears a titanium band.

4. What was the hardest thing about learning to live together? Honestly, I don't remember any issues coming about when we began living together.

5. Who takes longer to get ready in the morning? Are we talking as a whole or on individual aspects? I take waaay longer on make-up & clothes. She takes waaay longer on hair.

6. Do you usually eat breakfast together? Only on weekends.

7. Do you ever share clothes? Nope. She's tiny & I'm not. I do however "borrow" her shoes.

8. Who does most of the cooking? She does on weeknights because she gets home an hour & a half before I do. We usually share the responsibilities on weekends.

9. Who usually takes out the trash? I take it out occasionally. But, I forget more often than not.

10. If you have pets, who usually does litter box or poop patrol? Not me. I occasionally help but for some reason when I do it it becomes a two person job whereas when R does she can do it alone with no help. Wonder what that says about me?

11. Which one of you is more likely to answer the phone when it rings? Me. R never answers the phone unless I'm not home and she recognizes the number on caller ID.

12. Who’s in charge of the remote if you’re watching TV together? Me. R doesn't like TV that much.

13. Who usually drives when you go out together? We usually trade off. Unless we're driving in Memphis & then it's all me.

14. Which one of you takes care of spiders and bugs that get into the house? Not me. I've killed a spider or two out of sheer necessity but I'd much rather R take care of them. Grasshoppers are a whole different story. I will sooner lock myself in a closet than go near a grasshopper to kill it.

15. Facing the bed, who sleeps on which side? We both sleep on the left according to R. A more accurate representation puts her on the left and me in the middle or wherever the dog lets me sleep.

16. Who usually checks the (postal) mailbox? I guess R. I never remember (or care) to get it.

17. If something breaks or goes wrong in the house, which one of you is more likely to either fix it or call someone to fix it? We're both likely to try our hands at fixing it before calling someone unless it's something totally beyond our capabilities. I'm more likely to call the repair person.

18. Who is generally the neater of you? Probably me.

19. Who handles the checkbook/pays the bills? Totally me. This is the year of debt reduction & I am the debt natzi.

20. What was your last fight/disagreement about? It was last week. We were both tired & stressed (still are) due to normal life things & the whole storm damage shit & we got snippy with each other.

21. When you slow dance together, who leads? She does as she's like 4" taller than me.

22. What do you love the most about your other half? She's the most caring person I've ever met. And she puts up with my shit!