The battle

Friday, April 18, 2008

As if the tornado damage wasn't enough we now have the insurance company ripping us a new one.

Apparently, we do not have a replacement policy, only an actual cash value policy. Let this be a lesson--go read your homeowners policy right now. You need both.

The agent who sold us the policy said we had both. The adjuster said we didn't. Depressingly, the adjuster was right. So now they are paying us half of what they estimate it will cost to repair all of our damages.

Who the fuck knew you could depreciate the cost of labor? You can in Arkansas. Believe me I've already checked with the insurance commission. So basically they can screw us all they want and all we can do is smile and take it.

This tornado has taught me two things.

1) I'm truly blessed to have all that I have-family, shelter, insurance, etc.

2) You should have complete comprehension of you insurance policy-what is has and what it lacks.

Ok and maybe a 3rd.

3) You can add, "and there it was coming over the hill like a freight train," in a hickish accent to ANY conversation and I will laugh my ass off.

The Couples Meme

Tuesday, April 15, 2008

Figured I might as well jump on the bandwagon....

1. How long have you been together? a little over 7 1/2 years.

2. Who pursued who? I think it was a mutual thing. We started out as just friends because neither of us were looking for more. And then the feelings were there and I think we were both pretty powerless to do anything other than give in to them.

3. Do you wear any type of wedding/commitment ring? R proposed with a beautiful ring in January 2002. She wears a titanium band.

4. What was the hardest thing about learning to live together? Honestly, I don't remember any issues coming about when we began living together.

5. Who takes longer to get ready in the morning? Are we talking as a whole or on individual aspects? I take waaay longer on make-up & clothes. She takes waaay longer on hair.

6. Do you usually eat breakfast together? Only on weekends.

7. Do you ever share clothes? Nope. She's tiny & I'm not. I do however "borrow" her shoes.

8. Who does most of the cooking? She does on weeknights because she gets home an hour & a half before I do. We usually share the responsibilities on weekends.

9. Who usually takes out the trash? I take it out occasionally. But, I forget more often than not.

10. If you have pets, who usually does litter box or poop patrol? Not me. I occasionally help but for some reason when I do it it becomes a two person job whereas when R does she can do it alone with no help. Wonder what that says about me?

11. Which one of you is more likely to answer the phone when it rings? Me. R never answers the phone unless I'm not home and she recognizes the number on caller ID.

12. Who’s in charge of the remote if you’re watching TV together? Me. R doesn't like TV that much.

13. Who usually drives when you go out together? We usually trade off. Unless we're driving in Memphis & then it's all me.

14. Which one of you takes care of spiders and bugs that get into the house? Not me. I've killed a spider or two out of sheer necessity but I'd much rather R take care of them. Grasshoppers are a whole different story. I will sooner lock myself in a closet than go near a grasshopper to kill it.

15. Facing the bed, who sleeps on which side? We both sleep on the left according to R. A more accurate representation puts her on the left and me in the middle or wherever the dog lets me sleep.

16. Who usually checks the (postal) mailbox? I guess R. I never remember (or care) to get it.

17. If something breaks or goes wrong in the house, which one of you is more likely to either fix it or call someone to fix it? We're both likely to try our hands at fixing it before calling someone unless it's something totally beyond our capabilities. I'm more likely to call the repair person.

18. Who is generally the neater of you? Probably me.

19. Who handles the checkbook/pays the bills? Totally me. This is the year of debt reduction & I am the debt natzi.

20. What was your last fight/disagreement about? It was last week. We were both tired & stressed (still are) due to normal life things & the whole storm damage shit & we got snippy with each other.

21. When you slow dance together, who leads? She does as she's like 4" taller than me.

22. What do you love the most about your other half? She's the most caring person I've ever met. And she puts up with my shit!

Lucky

Monday, April 07, 2008

Thursday night was a very lucky night for us. R & I were in the living room just before 9:00 p.m. when we saw that there was a tornado warning for the next county. R got up and said we needed to take the animals and head to her sister's. I honestly thought we should wait it out but I said nothing and just helped get everyone out the door.

We stepped out the door to tornado sirens. We traveled to her sister's who lives a mere 1 1/2 mile from us.

We watched the television at her sister's; constantly vigilant to hear about any rotation. No news channel was breaking in with severe weather updates so we assumed all was clear. One news channel said the storm was in an area well past our home so we prepared to head back. Just as we were preparing to leave we got a call from a close friend asking if we were ok. She said she heard on the news that a mobile home park near our home was hit by a tornado. We of course knew nothing of this.

We gathered the animals and headed home. We turned on our road but we were stopped short just two homes away from ours. Power lines and downed trees were blocking the road. We couldn't even see our place because of the trees. We could smell something burning. The people gathered in the road couldn't see any further than we could.

We had no idea if our home was even standing. Needless to say I freaked the fuck out.

After making several inquiries into the condition of the neighboring streets we decided to go the back way to our house. It was probably the most agonizing few minutes of my life. We finally made it to our home to discover it was in fact still standing and while there was some damage, it was in pretty good shape.

We checked on neighbors and assured the firemen we were ok. We decided to stay elsewhere due to reports of the possibility of more severe weather headed our way and we wanted to wait until we could asses the damage in the light of day.

We checked into a local hotel with the animals. We spent most of the night watching the news to see if we were going to be hit by more bad weather. I think we slept a few hours.

We were back at the house early Friday morning. The damage looked worse in the light of day but compared to the damage of others in our area we were incredibly lucky.

We didn't lose a single tree unlike many of our neighbors. We lost only one big limb. A big limb that ended up on the other side of the tree instead of landing on my car as it should have.

Our insurance adjuster was out Friday afternoon and she said we should be expecting a check this week.

The video of the tornado being used by local and national media was taken at a dealership less than three miles from our home.

The mobile home park that was severely devastated is maybe a 1/4 mile from us.

We could have been hit so much harder than we were and truly so many things should have gone differently such as leaving the house when we did to coming back when we did.

We were truly lucky in all of this.

Good

Saturday, April 05, 2008

Well, just a quick note. We did get hit by the tornado. Luckily we had ample time to take cover so we are all ok.

Our home took some damage. We are estimating about $5,000-$6,000 worth of damage. We won't know a final number until next week. We were truly lucky in all this.

I'll have a better post next week. Right now we are downright exhausted and we still have a bit of clean up and damage mitigation to do.

Should I be worried?

Thursday, March 27, 2008

Humorous Pictures
see more crazy cat pics

I imagine R & Leroy have conversations like this when I'm not around.

Sorry.....

Friday, March 14, 2008

So I guess I owe the meteorologists an apology. It did eventually snow last Friday. Just 6 hours later than it was supposed to. And you know like 6 inches less than it was supposed to.







She couldn't have been happier. Unless she had a body of water AND snow.

Shoot me

Wednesday, March 12, 2008

We took Ryley to the vet yesterday to get a gash on her leg checked out and while she escaped with no stitches we did find out that she has an ear infection. So $130.00 in medicine later we get home and prepare to take care of her ears.

We have to put 6 drops in each ear twice a day. Once a day we have to flush her ears, wait 5 minutes and then put the drops in. Heh. We have to do this for 2 weeks.

/flop

She squirms like crazy. Like it's not hard enough to hold 70 lbs still without the squirming. And once you get her body still she tosses her head back and forth and basically acts like an ass.

2 doses down. 26 to go.

We may not survive. I'm fully prepared for R to shoot me in the face with the ear drops or the ear flush at some point.

I'm off to see if the drops are toxic to humans. You know just in case.